Malik's Blog

One of the questions that I continuously get from some of my friends and blog readers that just got into photography is “How can I take good pictures with what I have, without spending too much money on new cameras and lenses?”. Ever since DSLRs became more affordable and people started buying entry-level DSLRs, there has been a great interest in photography from the general public. One big obstacle everybody runs against at one point or another, is the fact that when most professional photographers show the equipment they used to make great-looking images, it creates an impression that only expensive gear can produce great photographs. What happens from there, really boils down to the wallet and how serious a person wants to get into photography – some start buying expensive gear and thinking it will help them to take good pictures and improve their photography, while others hold off and just keep their DSLRs as “point and shoots”, realizing that they can’t do any better with what th...

Technology & Modern Day Life january 25, 2017 The era we are living in is the high tech era of all the time. Everyone of us is quite aware of the technologies being used in the world even the children are well aware of high-tech gadgets and modern technologies. Everything and every field of life today is depending upon technology and high-tech gadgets. In early time we use to contact each other by writing letters through post mails and over long distance telephonic calls or by sending telegrams. With the change in technology day by day means of connecting people or to contact is become much easier. Era changes from post mails to emails, from long distance calls to Skype calls & Voice over IP call technology, from greeting postcards to Facebook,twitter & whatsapp. All these changes came into being in very short time. Few decades back we even didn’t thing about getting socializing to the world on just single click. Business are shifted from traditional filin...

The IT component in insurance industry performance By Martin Hjerpe, Georg Paulus, and Thierry SeilerArticle Actions Top companies in our survey grind down costs by consolidating IT and rationalizing processes. They’re growing faster as well. The Great Recession has caused plenty of pain in the European insurance industry. Rock-bottom interest rates have reduced returns on the insurers’ holdings, while economic disruption continues to increase the volume of claims payouts. Not all companies are suffering, of course; indeed, many are thriving. For insights into the factors that distinguish the top performers from the rest of the pack, we surveyed more than 80 life insurers and property-and-casualty (P&C) insurers across Europe. 1 We were particularly interested in identifying the factors that most directly contributed to their superior cost performance, including product development, marketing, sales support, operations, and IT, as well as other support functions. Despite the str...

Using Technology for Right or Wrong Vasant Raval, DBA, CISA, ACMA | Published: 4/11/2016 3:08 PM | Permalink | Email this Post | Comments (0) Technology, including its byproducts, is most likely value-neutral. By itself, it seems unable to commit any wrongdoing. And yet, we find so many scenarios in which technology provides a breeding ground for nurturing a wrongful act, as if luring people to take advantage of it. Features offering anonymity, as in the case of e-currency, offer confidentiality assurance. But they could also mask illegitimate or illegal transactions. Bitcoin can neither prevent, nor should it promote, illegal use of its currency system. But then, once the system is open for everyone’s use, who would guard against morally or legally improper use of the system? Apparently, technology appears to be a weak partner in the process of prevention or detection of moral compromises, but this may change in the future. Remoteness from the locus of impact of a transaction s...